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Analyses / TMUS

TMUS T-Mobile US Inc As of Jul 13, 2026
$187.61

Telecom leader near support; strong fundamentals, heavy insider selling, modest dividend yield support near-term floor.

Setup: Value + Income Confidence: 62 Horizon: 3-6 months Risk: medium Category: Large Cap
🔒 Trade Plan — entry · target · stop
Entry Zone
$•••–•••
Target
$•••
Stop Loss
$•••
Risk / Reward
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The Thesis

▲ Bull Case

Solid profitability (20.7% op margin, 12.45% net margin) + modest P/E 19.3x forward 18.5x vs telecom peers. 3.8% YTD price action, 67.6% EPS growth YoY signal strong execution. 2.17% dividend yield + 37.5% payout ratio sustainable. Low beta (0.35) appeals to defensive portfolios. $203B market cap, high liquidity.

▼ Bear Case

Down 28% from 52w high ($261.56); heavy insider selling (386 sells vs 33 buys, $6.1M net sold). Current price at lower end of 52w range, potential dead-cat bounce. Revenue growth only 3.5% YoY—mature telecom trajectory. Quick ratio 0.85 signals tight short-term liquidity. Sector competition and regulatory headwinds (price-cap pressure) loom.

Valuation

fair — score 72/100

P/E 19.3x (forward 18.5x) sits at fair-value for mature telecom with 67% YoY EPS growth. P/S 2.3x, EV/EBITDA 9.6x reasonable vs peers. Price-to-FCF 13.2x acceptable given margin quality (20.7% op margin). Dividend yield 2.17% adds floor. 28% drawdown from 52w high suggests mean-reversion setup.

Technical Levels

Support · $180.00 (Psychological / 5-day avg) · $175.00 (Approaching 52w low ($165.66))

Resistance · $195.00 (50-day MA estimate) · $210.00 (3m target / retest zone) · $261.56 (52w high)

RSI: Not provided

Financial Health

Score 71/100. Profitability strong (20.7% op margin); balance sheet tight (quick ratio 0.85). No solvency red flags disclosed, but liquidity warrants monitoring. Dividend payout 37.5% sustainable if FCF holds.

Catalysts

Q1/Q2 2025 Earnings3–4 monthsHigh — will confirm if 67% EPS growth sustains; margin guidance critical.
Insider Buying Rebalance2–3 monthsMedium — if major insiders buy (vs selling trend), confidence resets upward.
Regulatory / Price-Cap AnnouncementsOngoingHigh — FCC/regulatory pressure on wireless pricing could cap upside; manage downside risk.
Dividend Increase Announcement1–2 quartersMedium — if payout ratio stable + FCF solid, expect annual boost; supports floor.

Risk Flags

Insider selling dominance (386:33 ratio) — insiders net selling $6.1M suggests caution; watch for further dumps.
Liquidity crunch — quick ratio 0.85 <1.0; short-term obligations may tighten cash flow if revenue stalls.
Sector headwinds — telecom margins under pressure from competition and regulatory caps; growth modest at 3.5% YoY.
Off 52w highs — down 28% from $261.56; technicals show potential floor but recovery not guaranteed.

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TMUS FAQ

Is TMUS a buy right now?

T-Mobile US Inc's current read is a Value + Income setup with 62 confidence over a 3-6 months horizon. Valuation: fair. See the full bull and bear case above, or run a live analysis for the exact entry, target and stop.

Is TMUS overvalued?

fair (valuation score 72/100). P/E 19.3x (forward 18.5x) sits at fair-value for mature telecom with 67% YoY EPS growth. P/S 2.3x, EV/EBITDA 9.6x reasonable vs peers. Price-to-FCF 13.2x acceptable given margin quality (20.7% op margin). Dividend yield 2.17% adds floor. 28% drawdown from 52w high suggests mean-reversion setup.

What are the risks of buying TMUS?

Down 28% from 52w high ($261.56); heavy insider selling (386 sells vs 33 buys, $6.1M net sold). Current price at lower end of 52w range, potential dead-cat bounce. Revenue growth only 3.5% YoY—mature telecom trajectory. Quick ratio 0.85 signals tight short-term liquidity. Sector competition and regulatory headwinds (price-cap pressure) loom.