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Analyses / TXN

TXN Texas Instruments Inc As of Jul 3, 2026
$293.08

Semiconductor leader with stretched valuation; recent selloff into strong fundamentals suggests tactical entry zone.

Setup: value_trap / quality_at_premium Confidence: 62 Horizon: 3-6 months Risk: medium Category: Large Cap Semiconductor
🔒 Trade Plan — entry · target · stop
Entry Zone
$•••–•••
Target
$•••
Stop Loss
$•••
Risk / Reward
•.• : 1
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The Thesis

▲ Bull Case

Market leader in analog & embedded processors; 57% gross margin, 34% operating margin, 28% net margin — best-in-class profitability. Strong balance sheet (4.35x current ratio). 1.9% dividend yield on stable payout. 52% rally in 3 months suggests institutional conviction post-trough. If cyclical recovery in industrial/auto accelerates, multiples could normalize upward.

▼ Bear Case

P/E 51.3x, forward P/E 55.2x — expensive even for quality. Price-to-FCF 105.97x is stretched. EPS down 16.6% YoY, revenue down 4.1% — cyclical trough ongoing. EV/EBITDA 36.2x leaves little margin for error. Meta/cloud giants shifting chip buys away from TXN's architecture. Payout ratio 99.96% (dividend consuming nearly all earnings) limits buyback flexibility. Sentiment article calls valuation 'rich' with 'muted upside.'

Valuation

overvalued — score 42/100

Multiples compressed only slightly from all-time highs despite -16.6% EPS decline. P/E 51.3x, forward P/E 55.2x, and price-to-FCF 105.97x are all elevated vs. historical 30–40x range. Margin quality (57% gross, 28% net) justifies premium but not this wide. EV/EBITDA 36.2x leaves no room for cyclical disappointment.

Technical Levels

Support · $280.00 (3-month support / near entry zone) · $268.00 (52-week moving average area) · $152.73 (52-week low (unlikely in base case))

Resistance · $305.00 (Day high; 1-month resistance) · $334.03 (52-week high) · $350.00 (Bull target if cycle recovers)

RSI: not_provided

Financial Health

Score 88/100. Fortress balance sheet with exceptional liquidity (current ratio 4.35x, quick ratio 2.17x). Margin profile (57/34/28) is best-in-class for semiconductors. Payout ratio at 99.96% is a constraint on capital flexibility but not a solvency risk given cash generation. No visible debt stress. Overall financial health is excellent.

Catalysts

Q2 2026 Earnings Conference Callimminent (webcast scheduled)high — guidance/margin outlook will confirm if trough is real or earnings miss ahead
Cyclical demand recovery (industrial/auto)2025 (data-dependent)high — would validate base-case 320 target and rerate multiples higher
Meta/cloud custom silicon erosionongoing (quarterly visibility)medium-high — could cap upside or force margin pressure if accelerates
Dividend sustainability review2025 (if earnings miss continues)high — 99.96% payout ratio is unsustainable if EPS doesn't recover; cut would spike volatility

Risk Flags

Valuation multiples (P/E 51x, EV/EBITDA 36x) leave zero room for disappointment; any guidance cut risks sharp retracement.
Payout ratio 99.96% signals earnings fully committed to dividend; no capital flexibility for share buybacks or R&D acceleration.
Recent headline: 'Meta Declares War on Cloud Giants, and Chip Stocks Pay the Price' — competitive/architectural risk to analog/embedded demand.
Insider selling (98 sells vs 92 buys, net -268k shares) slightly bearish; not decisive but worth monitoring.
Cyclical trough (EPS -16.6%, revenue -4.1% YoY) not yet confirmed bottomed; recovery thesis unproven.

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TXN FAQ

Is TXN a buy right now?

Texas Instruments Inc's current read is a value_trap / quality_at_premium setup with 62 confidence over a 3-6 months horizon. Valuation: overvalued. See the full bull and bear case above, or run a live analysis for the exact entry, target and stop.

Is TXN overvalued?

overvalued (valuation score 42/100). Multiples compressed only slightly from all-time highs despite -16.6% EPS decline. P/E 51.3x, forward P/E 55.2x, and price-to-FCF 105.97x are all elevated vs. historical 30–40x range. Margin quality (57% gross, 28% net) justifies premium but not this wide. EV/EBITDA 36.2x leaves no room for cyclical disappointment.

What are the risks of buying TXN?

P/E 51.3x, forward P/E 55.2x — expensive even for quality. Price-to-FCF 105.97x is stretched. EPS down 16.6% YoY, revenue down 4.1% — cyclical trough ongoing. EV/EBITDA 36.2x leaves little margin for error. Meta/cloud giants shifting chip buys away from TXN's architecture. Payout ratio 99.96% (dividend consuming nearly all earnings) limits buyback flexibility. Sentiment article calls valuation 'rich' with 'muted upside.'