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Track Record / SOFI

SOFI Called Jul 26, 2026
at $16.46
▼ Bearish -1.0% over 1 week
Reference price
$16.46
Horizon
1 week
Confidence
55% (derived)
Scores on
Aug 2, 2026
HIT
Scored HIT · realized -2.7%
Reference price
$16.46
Price at horizon
$16.01
Realized move
-2.7%
Scored Aug 2, 2026 by the fixed public rule: a directional call is a HIT only if the realized move went its way beyond a ±1% dead band, a MISS if it went against, and FLAT inside the band. Called -1.0%; realized -2.7%.

The Call

Fintech neobank trading near 52-week lows; Q2 preview looms with weak macro headwinds but insider net buying adds intrigue

Base-case reasoning

Near-term choppy; Q2 preview sentiment mixed, support ~$15.80 tested recently.

Bull & Bear

▲ Bull

Q2 beat on membership + revenue; margin improvement signal re-rates multiple toward 55x forward. Stock recovers toward $22.

▼ Bear

Q2 miss on loan growth or credit quality; consumer macro deterioration. Stock retests or undercuts 52-week low.

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