Track Record / SOFI
SOFI
Called Jul 6, 2026
at $18.93
at $18.93
▲ Bullish
+10.8% over 1 month
Reference price
$18.93
Horizon
1 month
Confidence
55% (derived)
Scores on
Aug 6, 2026
Pending
This call is open and on the clock
Scores on Aug 6, 2026
A public commitment, made Jul 6, 2026 with SOFI at $18.93.
It will be scored automatically on its horizon date against the trailing 3-day average price — whether it's right or wrong.
Nothing here is hindsight: the call, the entry price, and the deadline were all fixed at the time it was made.
The Call
Fintech bank rebounding from 52-wk lows; Trump Accounts catalyst adds near-term tailwind, but margin losses and beta-2.2 demand discipline.
Base-case reasoning
July 4 Trump Accounts rollout is a hard catalyst; if adoption metrics impress, re-rate possible.
Bull & Bear
▲ Bull
Trump Accounts drives strong Q3 membership; margins inflect positive; re-rate to 55x forward P/E.
▼ Bear
Credit cycle tightens; Trump Accounts adoption disappoints; multiple compression back toward $14-16 range.
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